Synchrony Financial (NYSE: NYSE:SYF), a leading consumer financial services company, has demonstrated remarkable resilience in the face of regulatory challenges and economic uncertainties. As of January 30,

Key Takeaways Synchrony Financial's earnings and revenue came up short of forecasts on higher costs and less-than-expected net interest income.The online bank's net charge-offs as a percentage of total average loan receivables jumped.

Synchrony Financial's (NYSE:SYF) credit card delinquency rate edged down in December from the previous month, while its net charge-off rate increased by 20 basis points, the company disclosed on Tuesday.