It's true that Roth IRAs have income limits for contributions. In 2026, the limits are $168,000 if you're single, $252,000 if ...

There are a lot of reasons to love Roth IRAs, but the tax rules governing them are complex. Here’s what you should know.

The typical IRA balance for people in their 50s might surprise you. Here's what the latest data shows—and what it means for your retirement plan.

It's possible to withdraw funds contributed to an IRA without paying taxes -- even if the account has been open for less than five years. You can open as many retirement accounts as you'd like, even ...

Whether you opened a Roth IRA years ago or have had your eye on one, you probably have a sense of what a great investment vehicle it is. A Roth IRA allows you to contribute money you've already paid ...

When you try to oversimplify tax matters, you often commit inaccuracies. I've found plenty, from slight to gross, in the nearly incessant media commentary about Roth IRA conversions. No wonder readers ...

Roth IRAs have been around for more than 20 years, and many people may have forgotten or never learned about how valuable they can be. Even small contributions over time can translate into a ...

IRS Form 5498 is one of the most overlooked but critically important IRA forms. While Form 1099-R usually gets attention during tax time for reporting distributions, Form 5498 plays a ...

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Roth IRAs aren't just for young workers. Regardless of age, a Roth can benefit anyone's ...

Roth IRAs allow you to take tax-free withdrawals in retirement. You're not required to take withdrawals from a Roth IRA at any time. High earners can use the backdoor method to work around the income ...