Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Mortgage balances rose to $12.8 trillion, according to the Household Debt and Credit Report from the New York Fed, based on Equifax credit report data. Balances of Home Equity Lines of Credit rose by ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it ...

Your debt-to-income (DTI) ratio is an important part of assessing your financial health and securing favorable loan terms. The DTI ratio measures how much of your monthly income goes toward paying off ...

Lenders typically prefer a front-end DTI of 28% or less and a back-end DTI of 36% or less Written By Written by Contributor, Buy Side Daria Uhlig is a contributor to Buy Side and expert on mortgages ...