Generally, to transfer ownership, you (the grantor and the life insurance policyholder) will fill out a form from the insurance company ... fund a trust, such as stocks, bonds and mutual funds ...

Compare the best life insurance companies for policies that don’t require a medical exam. We evaluated coverage options, ...

Consistently pays a dividend to eligible customers, which is common among mutual life insurance companies. Cons Company website doesn’t give specifics about coverage amounts or riders.