It's free to set up a PayPal account and it only takes a few minutes. Money in your PayPal account can be transferred to your linked bank account.
You can adjust this option by heading into your Venmo app, choosing Settings (the gear icon), then Privacy, then navigating to your Find Me options, where you can restrict who can find you on PayPal.
You can link your PayPal account to Twitch by setting up a PayPal.me link and adding it to your Twitch page so viewers can donate to you.
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