Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat.

Minors can only have an account if their parents set it up for them via the Apple Cash Family feature. “You’re not bypassing. You’re not tricking anybody,” she added.

Apple Cash, a digital card, and Apple Pay, a digital service, both come from Apple and are designed to streamline making payments and sending money to friends and family.

If you are under 18, you can still use Apple Cash through Family Sharing and Apple Cash Family. Related. How to Set Up Apple Family Sharing. Family Sharing is caring.