Refinancing can affect your credit score, but there are potential benefits as well.
If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...
You can refinance your home for many reasons including if you need to access your equity, if you want a lower rate, and more.
And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...
If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.
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For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...