Struggling to tackle your credit card debt on your own? Here's how to know when it's time to try a different strategy.

You may have to pay a fee of 3% or more to charge your rent to your credit card. You have to determine whether the cost is worth it. Yes, but the convenience will likely come at a cost.

Call your credit card company to explain your situation and inquire about setting a new lower payment amount. Offer ...

Managing your payments is crucial for maintaining a good credit score and avoiding unnecessary costs. While it might seem logical to pay off your credit card immediately after every purchase, this ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

3. You build better money habits. Paying your credit card bill every week forces you to stay on top of your spending. It's easy to swipe your card and forget about it until the statement arrives ...

When money is tight, making just the minimum payments on your credit cards can be tempting. Unfortunately, many people fail to realize just how expensive this can be. According to the Consumer ...

For example, let's say you spent $500 during a billing cycle, and another $50 after your cycle ends. When you receive your credit card statement, your statement balance will be listed as $500.

The Maurices Credit Card * has no annual fee, so you won’t be paying for the privilege of using it—unless you carry a balance from month to month, in which case you’ll be paying a fairly ...

My wife and I usually put about $3,500 a month on our credit cards. Let's say we only paid the minimum -- maybe 2% of the balance, or about $70. The rest of the balance would roll over and start ...

1) Balance transfer. A balance transfer can be a good way of transferring your outstanding balance from one credit card to another at a relatively lower interest rate.

I also have $5,000 in credit card debt that I am working hard to pay down. The subject came up when he asked me why I always use a debit card. (I don’t want to add a penny to my credit card ...