"Individuals are overwhelmed with do-it-yourself retirement," Russell says. "This is one of the few areas where you get guaranteed ... use some of your pension benefits to give your spouse ...

Pension credit is made up of two elements; guarantee credit and savings credit. You can be eligible for one or both parts of the benefit. Guarantee credit is additional income on top of the state ...

But the insurance wrapper that provides that guaranteed withdrawal benefit is based on the full faith and credit ... or that you’re convinced the financial markets aren’t going to do very ...

These plans benefit you with guaranteed funds ... away from defined benefit pension plans to defined contributions plans (think 401(k)),” said Jason Handal, vice president of risk products at ...

You are due a monthly pension when you hit retirement age, but the company is offering to pay you a hefty lump sum right now to buy out your pension. Do ... a guaranteed lifetime income benefit.

Pension envy is real. That’s because, when it comes to retirement planning, a defined-benefit pension does the heavy ... the age-deferral credits. Finally, if you own your home in retirement ...

If you're retired and have income less than £218 a week as an individual, or £332 a week as a couple, you may be due £1,000s a year in Pension Credit. Plus, it then entitles you to a whole raft of ...

If you're on a low income, there is help available to boost your state pension. This comes in the form of pension credit. Pension credit is a means-tested benefit, meaning it's awarded to you based on ...