Learn how interest rates affect savings, borrowing, and the economy, impacting personal and business finances. Discover their role in investments and economic trends.

A savings account is usually for emergencies, but here's when tapping it is actually the smartest financial move you can make.

HSAs appear preferable to other tax-advantaged savings vehicles, especially for investors expecting out-of-pocket healthcare expenses. Even in a worst-case scenario—using HSA funds for non-healthcare expenses—the HSA is at least as good as a traditional tax-deferred 401 (k) or IRA.

Markets are rethinking the Fed’s path after its latest cut and a split 2026 outlook. Here’s how to track shifting rate expectations and what it could mean for savings.

Most Americans do not have enough retirement savings. Morningstar reported that up to 58% of Americans will be unable to maintain their standard of living when they reach their retirement years. That’s obviously problematic.

When your savings reach $50,000, it opens new financial opportunities. Explore 10 smart moves to grow your money, reduce risks, and strengthen your finances.

Women are saving less for retirement than men — and the gap could impact their future. A new Transamerica Center for Retirement Studies survey found that the median total savings women have in household retirement accounts is $56,000 — almost half of men’s $92,000. But the median savings vary widely by age.

Doubling your retirement savings may sound like a dream scenario, especially since far too many Americans end up with way less money than they need to support themselves in their 401(k)s, IRAs, and other retirement investment accounts.

If you're going to keep a larger chunk of your portfolio in stocks during retirement, then it's especially important to have extra cash on hand as a backup. Aim for two years' worth at a minimum if, say, 70% of your portfolio or more will remain invested in the stock market.