Whether you opened a Roth IRA years ago or have had your eye on one, you probably have a sense of what a great investment vehicle it is. A Roth IRA allows you to contribute money you've already paid ...

Now you have choices for finding a home for your retirement savings. Anyone with earned income can contribute to a traditional IRA. And based on how much you earn, a Roth IRA may be an option, too. If ...

The sneaky but legal way to fund a Roth IRA Earning too much will get you barred from funding a Roth IRA directly. But that doesn’t mean you can’t fund one indirectly.

Clients who have recently inherited IRAs should be carefully advised to avoid inadvertently converting a tax-free Roth IRA into one that generates unexpected tax liability.

Fact checked by Vikki Velasquez Traditional individual retirement accounts (IRAs) are one of the simplest ways to save for retirement—they’re tax-advantaged and easy to set up. But to get the most ...

Money in an individual retirement account (IRA) can work harder for you than money in a typical savings account. Here are some IRA facts you need to know.

If any of your retirement savings are in a tax-deferred account, then you will face required minimum distributions (RMDs). Not having a strategy could prove costly.

With the backdoor Roth IRA strategy, you move nondeductible contributions from a traditional IRA to a Roth IRA and thereby benefit from potential tax-free growth and qualified tax-free withdrawals ...

Since the Roth IRA was introduced in 1998, the Roth-versus-traditional-IRA debate has been a hot topic, with various arguments being made for one or the other. A key selling point for those who ...

Does AI get the facts right about Roth conversions? We asked an expert to review.

Facts and Feelings: Roth vs. Traditional IRAs Which is better on your personal path toward a secure financial future?