Jan. 30, 2025 – Rates Remain Fairly Steady

Mortgage Rates Today: January 30, 2025 – Rates Remain Fairly Steady
Today, the mortgage interest rate on a 30-year fixed mortgage is 6.88%, according to the Mortgage Research Center. On a 15-year fixed mortgage, the average rate is 5.92%, and the average rate on a 30-year jumbo mortgage is 7.
Mortgage rates saw their first drop in six weeks — and this is the No. 1 mortgage provider in January 2025
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Average rate on 30-year mortgage eases for second week in as row, but remains just below 7%
The average rate on a 30-year mortgage in the U.S. eased for the second week in a row, but remains just below 7%, little relief for prospective home shoppers looking ahead to the spring homebuying season.
With Mortgage Rates Near a 4-Week Low, How Much Would Your Monthly Payment Be?
Mortgage rates are up just a couple of basis points since last week, keeping them near their post-Christmas low. Rates on new 30-year fixed-rate loans averaged 6.98% on Friday, as compared to the 4-week low of 6.93%. 15-year loans saw their Friday-to-Friday average rise a more sizable 8 basis points, now up to 6.14%.
There has been little movement in mortgage rates this week
Freddie Mac reports its Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage (FRM) averaged 6.95% this week, the same as the previous week.
Mortgage rates stay stuck near 7%
The average 30-year mortgage rate was 6.95% this week compared with 6.96% a week earlier, according to Freddie Mac data.
Mortgage Rates Holding Near 2025 Low
Friday, ending the week just a few basis points above their lowest level of the new year. Many other loan types also saw steady averages.
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Current Jumbo Mortgage Rates In January 2025
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Current FHA Loan Rates
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30-Year Mortgage Rates Fall to Cheapest Level Since Before Christmas
Tuesday, to their lowest average in almost six weeks. Rate movement was mixed for other new purchase loan types.